what we offer ?
RELIABLE CAPITAL FOR SERIOUS INVESTORS
Your Nationwide Capital Connection
Bridge/FixNFlip
Leading relationship lender
Low Rates
No Fee to Apply
Fast Closings
Veteran Team
DSCR/Rental Loan
Competitive and flexible
30-day Rate Lock
Long-term Options
Short-term Options
$100k – $100M Funding
Interest Only Options Available
Ground-Up
Competitive terms
Quick Draw Process
Expert Team
Term Takeout Options
Extensions Available
Why Hard Money?
Our business model is predicated on providing an economically valuable, repeatable, service to our borrowers. For us that means looking at each deal to determine why the borrower would not use traditional bank financing. For us the answer generally consists of several, and sometimes all of, the following:
Building is Vacant
In the current regulatory environment banks are limited to the number of non-performing assets they can have behind their loan portfolios. Each vacant building is a potential FINRA issue.
Renovation Component
Compared to banks, we offer more flexibility and faster funding on renovation draws. That is when banks will even lend on renovation projects.
Speed to Close
The fastest banks take 30-60 days to close. Our borrowers are often competing in hyper-competitive markets where speed of close is frequently a deal maker or breaker. Our closing times are typically 7 days but can be as short as 24 hours.
Higher Loan to Value
Our borrowers’ deal generally have a value add component, but banks generally lend only on current value and have maximum LTVs of around 70%. Assuming the loan meets our underwriting standards, we will lend 80-85% of LTV, effectively reducing by half the borrower’s required equity for purchase.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
After spending nearly 4 decades in construction and real estate and having bought, sold, fixed and flipped thousands of homes, we have learned one very important lesson...Leverage is how you do more deals and THE FINANCING IS CRITICAL!! This is why we started a company dedicated to empowering investors with the best possible funding relationships in the industry.